What is a Letter Testamentary for an Estate?

What is a Letter Testamentary for an Estate?

Mom just passed away. You walk into the bank to get the money out mom’s bank account. But you are shocked when the bank says you are not allowed to have access to the bank account without getting a letter testamentary.

What?

The bank manager tells you: “A Letter testamentary can be gotten from a lawyer.”

You say: But I have her Last Will and Testament. I am supposed to get all the money. But still no luck convincing the banker.

So you go to the lawyer’s office and say, “I need a letter from a lawyer to get into mom’s bank account.”

Unfortunately, a letter testamentary is a court order. To get that court order you have to go through a court process called probate.

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